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ADCSC - A One Digital Common Service Center
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Banking · BNK-01

AEPS (Aadhaar Banking)

Let customers withdraw cash, check balance and transfer funds with nothing but their Aadhaar number and a fingerprint scan — no bank visit, no debit card, no waiting in line.

Overview

What you can offer with AEPS (Aadhaar Banking)

Let customers withdraw cash, check balance and transfer funds with nothing but their Aadhaar number and a fingerprint scan — no bank visit, no debit card, no waiting in line. Available from day one of joining ADCSC, with no separate licence fee and full training provided at onboarding.

  • Cash withdrawal against any bank account
  • Balance enquiry in under 10 seconds
  • Mini statement — last 10 transactions
  • Fund transfer via Aadhaar-linked account
  • Works with any biometric-enabled device
  • Real-time success/failure confirmation
Process

How AEPS (Aadhaar Banking) works at your counter

01

Enter Aadhaar Number

Customer shares their 12-digit Aadhaar number and selects their bank.

02

Biometric Verification

Fingerprint is captured on the device and verified with UIDAI.

03

Choose Transaction

Pick cash withdrawal, balance enquiry, mini statement or transfer.

04

Instant Settlement

Amount is dispensed and a printed / SMS receipt is generated instantly.

FAQs

Frequently asked questions

No — you operate as a Business Correspondent using ADCSC's sponsor bank tie-up; the customer's own bank account is debited.

Any STQC-certified L1 fingerprint or iris device — Mantra, Morpho, Startek and Precision are all supported.

Failed transactions auto-reverse to the customer's account within 24–48 hours as per NPCI guidelines.

Add AEPS (Aadhaar Banking) to your counter this week.

Join ADCSC and start earning commission on every transaction, instantly.

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